Business funding for contractors & construction.
The job's approved and the crew's ready — but you're floating materials and payroll while you wait 60 days to get paid. BizKred takes one application and works to match you with lenders whose programs may fit construction businesses, so a cash-flow gap doesn't have to stall a project. Funding options up to $500K.
Applying won't affect your personal credit · Free to apply · Broker support from start to finish
Why funding for construction is different.
In construction, you spend before you get paid. Materials, labor, and equipment come out of pocket while invoices sit unpaid for 30, 60, even 90 days — and a supplier price spike or a stalled draw can throw off a whole project. Banks want collateral and clean books, and they don't move at jobsite speed. BizKred looks at the fuller picture — your revenue and your contracts — and works to match you with lenders whose programs may fit general contractors, subs, and the trades. When a gap shows up between the work and the payment, the right funding option can help.
What you can fund
Put capital to work in your construction & contractors business.
Funding options up to $500,000, depending on your business profile, documentation, and lender eligibility.
Bridge the gap while you wait on invoices and draws
Cover operating costs while receivables work their way through.
Cover materials and supplier costs upfront
Keep jobs moving when materials need to be paid for before the customer pays you.
Make payroll for your crew between payments
Keep the crew on-site and paid through the gap.
Buy or repair heavy equipment and tools
Replace or upgrade equipment without draining working capital.
Take on a bigger job than cash on hand allows
Fund the upfront costs of a job that's bigger than your current bankroll.
Absorb a mid-build cost jump
Cover a supplier price spike or change order without stalling the project.
How it works
How BizKred works
A cleaner application-to-lender workflow for small-business funding.
Apply in minutes
Complete one simple intake with your business details, owner information, funding need, and recent bank statements.
We match you to lenders
BizKred reviews your profile and routes it to third-party lenders or funding partners whose programs may fit your business.
Compare available options
If lenders return offers, you review the terms and choose whether any option works for your business.
BizKred is your broker through the process — we connect, support, and guide. We do not make the final credit decision.
Funding by industry
Explore funding options for your industry
FAQ
Construction & contractors funding questions, answered.
Straight answers about applying, eligibility, and how BizKred works as a broker.
Other industries we work with
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One application could help connect your business with funding options from third-party lenders or funding partners.
Applying does not guarantee funding. Financing, if available, is provided by third-party lenders or funding partners.