Question 1

How much can I get?

Accepted Answer

Funding options may be available up to $500,000, depending on your business, revenue, documentation, and lender eligibility.

Question 2

Does applying cost anything?

Accepted Answer

No. Applying with BizKred is free.

Question 3

What do I need to apply?

Accepted Answer

Basic business information, owner information, requested funding amount, and recent business bank statements. Some lenders may request additional documentation.

Question 4

How fast is it?

Accepted Answer

The application can be completed in minutes. Timing for lender review and funding depends on the lender, your business, and the documentation provided.

Question 5

Will applying affect my personal credit?

Accepted Answer

No — applying through BizKred won't affect your personal credit score. Lenders review your application using a soft credit check, which doesn't impact your score. If you accept an offer and move forward with funding, a lender may run a full credit check at that stage.* (*Credit-check practices vary by lender.)

Question 6

Is BizKred a lender?

Accepted Answer

No. BizKred is a financing broker. We connect business owners with third-party lenders and funding partners. BizKred does not make loans, fund transactions, or make final credit decisions.

Questions, answered.

Ready to get your BizKred?