Small business funding guides.
Straight-talk guides on loans, credit, SBA financing, and industry-specific funding — written for owners, not loan officers.
Getting started
Business Funding Options: A 2026 Guide for Owners
Compare the main small business funding options in 2026 — term loans, lines of credit, SBA, equipment financing, and revenue-based advances.
Read guideHow to Get a Business Loan: The 2026 Guide
A step-by-step walkthrough of how to get a small business loan in 2026 — what lenders look at, documents to prepare, and how to apply.
Read guideHow to Qualify for a Business Loan (2026)
What lenders actually evaluate — revenue, time in business, credit, and documents — and how to strengthen a small business loan application.
Read guideFast Business Funding: Get Funded in 24–72 Hours
Which small business funding options move fastest, what to prepare, and realistic timelines for approval and funding in 24–72 hours.
Read guideStartup Business Funding: Options With Little or No Revenue
Realistic startup funding options when you have little or no revenue — from personal credit and grants to friends-and-family and early lender programs.
Read guideSmall Business Grants vs Loans: A 2026 Guide
How small business grants compare to loans in 2026 — where to look for real grants, who qualifies, and when a loan is the better funding path.
Read guideEquipment Financing for Small Business: The 2026 Guide
How equipment financing works for small business in 2026 — terms, down payments, tax treatment, and which industries benefit most.
Read guideComparisons
Business Loan vs Line of Credit: Which to Choose?
When a term loan beats a line of credit and vice versa — costs, flexibility, and typical use cases for small business owners in 2026.
Read guideBusiness Loan Interest Rates Explained (2026)
How business loan interest rates work in 2026 — factor rates vs APR, typical ranges by loan type, and what actually drives the rate you're offered.
Read guideCredit
Business Loans for Bad Credit: What's Actually Available
Business loan options when your credit score is low — what lenders will look at instead, realistic terms, and how to improve your odds of approval.
Read guideHow to Build Business Credit: Step-by-Step Guide (2026)
A step-by-step 2026 guide to building business credit — from EIN and DUNS to tradelines, vendor accounts, and monitoring your business credit score.
Read guideSBA loans
SBA 7(a) Loan Requirements: 2026 Checklist
The full 2026 SBA 7(a) loan requirements checklist — eligibility, credit, collateral, documents, and how to prepare a complete application.
Read guideSBA Hazard Insurance Requirements: 2026 Guide
What the SBA requires for hazard insurance in 2026 — coverage amounts, mortgagee clauses, and how to satisfy your lender before closing.
Read guideReady to get your BizKred?
One application could help connect your business with funding options from third-party lenders or funding partners.
Applying does not guarantee funding. Financing, if available, is provided by third-party lenders or funding partners.