Business funding for auto repair shops.
A new lift, a diagnostic system, or a parts bill due before the insurance check clears — a shop's costs come fast. BizKred takes one application and works to match you with lenders whose programs may fit auto service businesses. Funding options up to $500K.
Applying won't affect your personal credit · Free to apply · Broker support from start to finish
Why funding for auto repair is different.
A shop's earning power is its equipment and its bays — but tools, lifts, and diagnostic systems are expensive, and parts often come out of pocket before the customer or insurer pays. Banks are slow and want collateral. BizKred looks at the fuller picture — your shop's revenue — and works to match you with lenders whose programs may fit auto repair, body shops, and garages.
What you can fund
Put capital to work in your auto repair shops business.
Funding options up to $500,000, depending on your business profile, documentation, and lender eligibility.
Buy equipment
Lifts, diagnostics, alignment machines, tools — finance the gear that runs the shop.
Stock parts inventory ahead of demand
Keep parts on hand so jobs don't stall waiting on orders.
Add bays or expand the shop
Grow capacity to take on more work.
Bridge slow-paying insurance or fleet jobs
Cover costs while you wait for insurer or fleet payments.
Cover payroll through a slow stretch
Keep your techs paid during quieter weeks.
Upgrade shop management software or POS
Modernize the back office without draining cash flow.
How it works
How BizKred works
A cleaner application-to-lender workflow for small-business funding.
Apply in minutes
Complete one simple intake with your business details, owner information, funding need, and recent bank statements.
We match you to lenders
BizKred reviews your profile and routes it to third-party lenders or funding partners whose programs may fit your business.
Compare available options
If lenders return offers, you review the terms and choose whether any option works for your business.
BizKred is your broker through the process — we connect, support, and guide. We do not make the final credit decision.
Funding by industry
Explore funding options for your industry
FAQ
Auto repair shops funding questions, answered.
Straight answers about applying, eligibility, and how BizKred works as a broker.
Other industries we work with
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One application could help connect your business with funding options from third-party lenders or funding partners.
Applying does not guarantee funding. Financing, if available, is provided by third-party lenders or funding partners.